The Idea
Sometimes you see a private shared lane which has a gate to stop people using it, but the people who are allowed have padlocks in a chain. Anyone who has a padlock in the chain can open it with the key in their keyring.
This is very much like how the secure keys work. If someone else wants to be able to use the gate, they have to get one of the three key holders to go to the gate with them, open their padlock, and insert their padlock into the chain.